Market and Investment Insights
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Portfolio Commentary – June 2025
Our June 2025 Portfolio Commentary provides an overview of recent market performance, key financial stories, and insights into the performance of our model portfolios.
Insights
AI Leading the Way – May 2023 Review
Traders are beginning to express skepticism about the sustainability of the stock rally year-to-date and are issuing warnings about a potential market downturn later in the year. Despite optimism surrounding a US debt-ceiling…
Rate Hikes Hitting Earnings – April 2023 Review
The Q1 2023 US earnings season has begun and will show the impact of the Fed’s monetary policy on corporate profitability. Year‐over‐year earnings growth is expected at…
Prepare for Higher Oil Prices – March 2023 Review
OPEC+’s surprise production cut is expected to eliminate the current supply surplus and push world oil markets into a deeper deficit later this year. Before the intervention…
Strong Spending on Luxury – February 2023 Review
French stocks, particularly luxury goods producers LVMH, Kering, and Hermes International, have emerged as the breakout stars of 2023. Investors are betting that the sales and earnings of these luxury companies will remain robust now that…
Scorching Start for Equities – January 2023 Review
The new year has brought a surge in equity markets as slowing inflation has led to the anticipation that central banks are near peak rates. Canadian CPI rose 6.3% year over …
A Year of Price Discovery – December 2022 Review
December rounded out a year of particularly poor performance for financial markets. High inflation and rapidly rising interest rates led to abnormal losses…
Q3-2023 Review & Update
Brent Vandermeer, Senior Portfolio Manager provides a video overview of Q3-2023 and the ever-changing markets.
Shifts in Commodity Markets – September 2023 Review
In our September 2023 commentary, we discuss: A new baseline for gold; Unintended consequences of the Russian oil price cap; Prices of metals needed for the transition to renewables; and as we do each month, we highlight the top and bottom performing assets in our portfolios.
Challenging Credit Environment – August 2023 Review
In our August 2023 commentary, we discuss: Lasting impacts from central bank policies; Bankruptcy from the UK’s second-largest city; Opportunities in private credit; and as we do each month, we highlight the top and bottom performing assets in our portfolios.
AI Leading the Way – May 2023 Review
Traders are beginning to express skepticism about the sustainability of the stock rally year-to-date and are issuing warnings about a potential market downturn later in the year. Despite optimism surrounding a US debt-ceiling…
Rate Hikes Hitting Earnings – April 2023 Review
The Q1 2023 US earnings season has begun and will show the impact of the Fed’s monetary policy on corporate profitability. Year‐over‐year earnings growth is expected at…
Prepare for Higher Oil Prices – March 2023 Review
OPEC+’s surprise production cut is expected to eliminate the current supply surplus and push world oil markets into a deeper deficit later this year. Before the intervention…
How to Talk to a Financial Advisor
For many Canadians talking to a financial advisor ranks somewhere between a visit to the dentist and the death of a beloved family pet. Having the right advisor in your corner can be hugely beneficial to your financial success and peace of mind. Learning how to talk...
Financial Planning for Business Owners
Business owners generally have a few common questions on their minds when it comes to their financial planning. Often they wonder what can be done today to improve their long-term financial situation.
Risk Management
This article looks at the most common types of financial risk to wealth that an individual can face and discusses risk management solutions to protect and preserve the wealth that has been built up.
2022 Contribution Reminders
Contributing to an RRSP is a fantastic way to reduce your 2021 payable taxes. A TFSA savings plan that lets you grow and withdraw your money, tax-free, making it a great option when saving for short and long-term goals.
Timing is everything when it comes to government benefits
Decisions on when to collect CPP benefits and to convert RRSPs can have a profound effect on clients’ retirement income.
RRSPs, RRIFs, and Drawing Income in Retirement
A common question that we get from clients leading up to retirement is how do you use an RRSP and when do you withdraw funds from it?
Video 2 – Canada Pension Plan Video Series
Drop-Out Provisions Presented by: Erin GendronCertified Financial Planner & Financial Advisor - CrossPoint Financial The goal of this series of videos is to explain common concerns, questions, misconceptions, and things that we think you should know about the...
Portfolio Commentary – January 2024
Our January 2024 Portfolio Commentary provides an overview of recent market performance, key financial stories, and insights into the performance of our model portfolios.
Canada Pension Plan – Video Series – The Basics
This introductory video gives facts, figures and information about Canada Pension Plan that are important for every Canadian to understand, since you, and all of us, are either contributing to or benefitting from Canada Pension Plan.
Navigating the Winds of Change – December 2023 Review
In our December 2023 commentary, we discuss: Impressive returns in fixed income; Optimistic markets despite challenges ahead; Canadian Tech Sector shines; and as we do each month, we highlight the top and bottom performing assets in our portfolios.
Markets Surge with Falling Inflation – November 2023 Review
In our November 2023 commentary, we discuss: The recent market rally in equities; Inflation showing signs of slowing; The Canadian government’s response to housing challenges; and as we do each month, we highlight the top and bottom performing assets in our portfolios.
The Slow Down – October 2023 Review
In our October 2023 commentary, we discuss: The effect of high borrowing costs; A downturn in commercial real estate; A lawsuit against the Russian central bank; and as we do each month, we highlight the top and bottom performing assets in our portfolios.