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Video 2 – Canada Pension Plan Video Series
Drop-Out Provisions Presented by: Erin GendronCertified Financial Planner & Financial Advisor - CrossPoint Financial The goal of this series of videos is to explain common concerns, questions, misconceptions, and things that we think you should know about the...
Insights
Markets Still on Edge – July 2023 Review
In the July 2023 review we discuss improvement in the IMF’s growth outlook; Changes in Japan’s monetary policy, and the funding crisis in renewable energy. As we do each month, we highlight the top and bottom performing assets in our portfolios.
The Future of Energy – June 2023 Review
In the June 2023 commentary, we discuss Ontario’s nuclear energy development; China’s activity in liquid natural gas markets; Canadian consumer and the labour market; As we do each month, we highlight the top and bottom performing assets in our portfolios.
AI Leading the Way – May 2023 Review
Traders are beginning to express skepticism about the sustainability of the stock rally year-to-date and are issuing warnings about a potential market downturn later in the year. Despite optimism surrounding a US debt-ceiling…
Rate Hikes Hitting Earnings – April 2023 Review
The Q1 2023 US earnings season has begun and will show the impact of the Fed’s monetary policy on corporate profitability. Year‐over‐year earnings growth is expected at…
Prepare for Higher Oil Prices – March 2023 Review
OPEC+’s surprise production cut is expected to eliminate the current supply surplus and push world oil markets into a deeper deficit later this year. Before the intervention…
Strong Spending on Luxury – February 2023 Review
French stocks, particularly luxury goods producers LVMH, Kering, and Hermes International, have emerged as the breakout stars of 2023. Investors are betting that the sales and earnings of these luxury companies will remain robust now that…
Shifts in Commodity Markets – September 2023 Review
In our September 2023 commentary, we discuss: A new baseline for gold; Unintended consequences of the Russian oil price cap; Prices of metals needed for the transition to renewables; and as we do each month, we highlight the top and bottom performing assets in our portfolios.
Challenging Credit Environment – August 2023 Review
In our August 2023 commentary, we discuss: Lasting impacts from central bank policies; Bankruptcy from the UK’s second-largest city; Opportunities in private credit; and as we do each month, we highlight the top and bottom performing assets in our portfolios.
AI Leading the Way – May 2023 Review
Traders are beginning to express skepticism about the sustainability of the stock rally year-to-date and are issuing warnings about a potential market downturn later in the year. Despite optimism surrounding a US debt-ceiling…
Rate Hikes Hitting Earnings – April 2023 Review
The Q1 2023 US earnings season has begun and will show the impact of the Fed’s monetary policy on corporate profitability. Year‐over‐year earnings growth is expected at…
Prepare for Higher Oil Prices – March 2023 Review
OPEC+’s surprise production cut is expected to eliminate the current supply surplus and push world oil markets into a deeper deficit later this year. Before the intervention…
Strong Spending on Luxury – February 2023 Review
French stocks, particularly luxury goods producers LVMH, Kering, and Hermes International, have emerged as the breakout stars of 2023. Investors are betting that the sales and earnings of these luxury companies will remain robust now that…
What Does Retirement Mean for You?
Planning for retirement isn’t a one-time exercise you can do in one meeting. It will be an ongoing process that will involve a lot of thinking and modifying your plans as you age and your situation changes.
Get Good Advice About Tax and Estate Planning
It’s crucial to recognize that the quality of advice you receive in Tax and Estate Planning can significantly impact your family’s wealth. Exceptional advice can lead to positive outcomes, while anything less can prove costly.
Understanding Your Current and Future Liabilities
The concept of “debt” (in any form) has a bad connotation for some people. While we would never advocate taking on debt imprudently, there are some situations in which borrowing money is in the best interest of your family’s wealth.
What are non-financial assets?
The world of non-financial assets demands careful navigation. Buying or selling such assets often involves intricate processes, specialized knowledge, and potentially significant transaction costs.
Leaving a Legacy – My Par Gift
One of CrossPoint Financials’ core values is generosity. We hope to live that value out corporately, personally and to encourage our clients to consider the same.
Delivering Service Excellence to Aging Clients & Families
Jennifer Moir, Age Well Solutions and Brent Vandermeer, CrossPoint Financial | iA Private Wealth, discuss some important topics such as longevity planning, encouraging conversations with family members in advance, the five stages of caregiving and more.
The Slow Down – October 2023 Review
In our October 2023 commentary, we discuss: The effect of high borrowing costs; A downturn in commercial real estate; A lawsuit against the Russian central bank; and as we do each month, we highlight the top and bottom performing assets in our portfolios.
Q3-2023 Review & Update
Brent Vandermeer, Senior Portfolio Manager provides a video overview of Q3-2023 and the ever-changing markets.
Shifts in Commodity Markets – September 2023 Review
In our September 2023 commentary, we discuss: A new baseline for gold; Unintended consequences of the Russian oil price cap; Prices of metals needed for the transition to renewables; and as we do each month, we highlight the top and bottom performing assets in our portfolios.
Challenging Credit Environment – August 2023 Review
In our August 2023 commentary, we discuss: Lasting impacts from central bank policies; Bankruptcy from the UK’s second-largest city; Opportunities in private credit; and as we do each month, we highlight the top and bottom performing assets in our portfolios.
What Does “Legacy” Mean to You?
Your legacy includes both tangible and intangible gifts. Tangible gifts are easy to identify – financial and non-financial assets. But don’t forget the intangible gifts – your knowledge, values, and time spent with loved ones hold immeasurable value. They are cherished and shared while you’re still here.
Estate Planning Should Be More Than Assumptions
Assumptions can lead to misunderstandings, conflicts, and unintended consequences. By avoiding assumptions, you can ensure your estate plan accurately reflects your desires and provides the necessary guidance. Secure your assets, protect your loved ones, and ensure your wishes are carried out effectively after your passing with a well documented estate plan.